Beach Business Bank

	EASYAccess		eCorp
		New User?

BUSINESS CHECKING

ACCOUNT COMPARISON	Business Checking	Analyzed Business Checking	Business Interest Checking⁴
Monthly Maintenance Fee	Free with $2,500 average balance	$15³	Free with $2,500 average balance
Minimum Opening Deposit	$250	$250	$500
Average Balance Required to Waive Maint. Fee	$2,500 average balance waives $15 monthly maint. fee	N/A	$2,500 average balance waives $15 monthly maint. fee
Visa^® Check Card	Yes¹	Yes¹	Yes¹
eCorp Online Banking	Setup Fee plus $25 per month²	Setup Fee plus $25 per month²	Setup Fee plus $25 per month²
Annual Percentage Yield			See Current Interest Rates or call 866-TO-BE-TRUE (866-862-3878)

1. A VISA© Check Card is offered free of charge with every personal checking account and this VISA© Check Card can generally be used at any merchant accepting a VISA Credit Card. The purchase amount is automatically deducted from your checking account, and every transaction is detailed on your monthly checking statement.

2. $5.00 per month if EASYPay(TM) Online Bill Paying is not used.

3. Interest is earned on a 365 day basis and is computed on the average daily collected balance of the account for the interest period and is credited monthly. The interest rate on the account is reviewed and set periodically by the bank based upon market conditions and is subject to change from time to time. No interest will be paid on accounts closed before or having a zero balance at the end of the interest period. Interest begins to accrue from the date of first deposit.

4. Business interest checking is only available to sole proprietorships or non-profit organizations.

Accounts, including matured certificates of deposit, are considered inactive if there is no activity in a 12-month period. For dormant Checking accounts with balances less than the minimum required to waive fees, to the extent permitted by law and our agreement with you, we may assess a monthly dormant service charge for maintaining the account and providing unclaimed account notices. As required by law, all deposit accounts must be transferred to the State of California after three years of inactivity.