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BUSINESS LOAN SOLUTIONS
BEACH BUSINESS BANK and THE DOCTORS BANK, a division of Beach Business Bank, offers a variety of unique loan products specifically designed to meet the needs of your business.
Our approach to your financing needs is dictated by our philosophy of personal service combined with the speed and efficiency of having the decision-making taking place in your community – not San Francisco or New York.
The following lending services are available to you at BEACH BUSINESS BANK and THE DOCTORS BANK:
Commercial Loans
Commercial term loans are designed to finance the purchase of new or used equipment and machinery, leasehold improvements, or finance the acquisition of another company. Competitive, flexible terms are available and typically vary with the type of financing needs.
Lines of Credit
Designed to meet short-term credit needs, Lines of Credit provide financing to support growth in sales, mitigate seasonal fluctuations and collections of accounts receivables.
Commercial Real Estate Lending
BEACH BUSINESS BANK and THE DOCTORS BANK, a division of Beach Business Bank, can provide long-term real estate financing, customized with flexible terms to meet your business needs. The funds from this type of financing are ideal for purchasing, building, upgrading your existing facilities or refinancing your existing property.
For more information on any of BEACH BUSINESS BANK’s lending programs, please do not hesitate to contact our Lending Team at 310-536-2260 during normal business hours (Monday – Friday, 9:00 a.m. until 5:00 p.m.) or you can email our Lending Team at loans@beachbusinessbank.com and we will be happy to get back with you as soon as possible.
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1. A VISA© Check Card is offered free of charge with every personal checking account and this VISA© Check Card can generally be used at any merchant accepting a VISA® Credit Card. The purchase amount is automatically deducted from your checking account, and every transaction is detailed on your monthly checking statement.
2. $5.00 per month if EASYPay(TM) Online Bill Paying is not used.
3. Interest is earned on a 365 day basis and is computed on the average daily collected balance of the account for the interest period and is credited monthly. The interest rate on the account is reviewed and set periodically by the bank based upon market conditions and is subject to change from time to time. No interest will be paid on accounts closed before or having a zero balance at the end of the interest period. Interest begins to accrue from the date of first deposit.
Accounts, including matured certificates of deposit, are considered inactive if there is no activity in a 12-month period. For dormant Checking accounts with balances less than the minimum required to waive fees, to the extent permitted by law and our agreement with you, we may assess a monthly dormant service charge for maintaining the account and providing unclaimed account notices. As required by law, all deposit accounts must be transferred to the State of California after three years of inactivity. |
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